chime bank review: your new way to bank?

Not necessarily the name but the way you bank. 

Long lines on Friday afternoons waiting to make a deposit or cash a check......

Getting the same smile from the same people and you wonder if they care about you or your money.

But times have changed. 

Has your bank changed with them?

More than ever, our lives are mobile. 

So, that means we need a bank that can adjust. 

Not just talking about a mobile app, but the bank actually is consistent with your mobile life. 

There is such a bank now that gives you the opportunity to be free of long lines and the crazy fees that most banks charge. 

Let me introduce you to Chime. 

Keep reading to find out how to get $50 added to your Chime account!

what is chime?

Chime is a new kind of bank. 

The Chime bank is changing the way that things are done and it is a good alternative to your traditional banking system. 

what you will love about chime

Chime has some very good things going for it. 

Here are the few I have noticed. 

Very Good App 

The app is easy to navigate through. 

You can even connect with your current bank to switch fees back and forth. 

All of your accounts can be managed on the app.

Anytime there is any activity within your account, you will find out what it is immediately through text. 

Paid Up To 2 Days Early

Get paid earlier through Chime's direct deposit. 

This is always a bonus, especially when things are tight and bills need to get paid. 

An earlier payday will help to get a leg up on expenses to come and you can set a budget easier. 

NO HIDDEN FEES

This is one of the fatal flaws with the traditional bank. 

Fees, especially overdrafts, can suck the life out of your account and you. 

But, Chime has no hidden fees as quoted from the Chime Bank Website. 
​

​No overdraft fees. No monthly maintenance fees. No monthly service fees. No minimum balance fees. No deposit required. No foreign transaction fees. Over 38,000+ fee-free MoneyPass ATMs.

what you may not like about chime

To be honest, and this is not to sound gimmicky, but I haven't had any issues with Chime, but there are a few things that I have noticed. 

CHIME BANK IS PURELY ONLINE

It works for me personally, but for some it may not. 

While online banking is good, it is good to be able to see a face in the bank that is familiar. 

So, that may raise concerns about customer service. 

I haven't had any issues but there are some that may want to walk into a branch and visit with the manager. 

BANK TRANSFERS SEEM TO TAKE A WHILE

I transferred funds from my current Wells Fargo account to Chime and it took some days for the funds to reach. 

And that is a downside, especially if you need funds urgently. 

While it isn't a deal breaker, it is something to keep in mind. 

CASH THROUGH GREEN DOT

The only other way outside of transfers from banks to add money on your Chime account is to use GreenDot, which is available at most stores. 

It is a bit of an inconvenience, being that this bank is purely online. 

Again, not a terrible thing, but it is a bit of a hiccup, in my opinion. 

Here is another video from the Chime YouTube Channel. 

conclusion

I can't speak for others but my Chime experience has been good overall. 

And this is for those who will struggle to get approved from a traditional bank, this is a great alternative to your regular kind of bank. 

If you want to get started with Chime and get a $50 bonus to your Chime account with your first direct deposit over $200, click the link below. 

I WANT THAT $50 BONUS<-------------------------------------------------

And it is my hope that you will take advantage of all that Chime has to offer.

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Thank you and God bless.